Best Cash Back Apps | Family finances

With inflation driving up the cost of almost everything you buy, cash back apps have become even more important for savvy shoppers as a way to stretch their dollar a little further no matter where they shop. purchases.

“I like to think of cashback apps as the cashback you can get when there’s no other cashback available,” says Kristin McGrath, shopping expert for RetailMeNot. “Or if you have a promotional code or an item is on sale, you can use it and then get cash back on top of that.”

What is a Cash Back App?

A cash back app is an app you download to your phone or an extension to your computer’s browser that rewards you cash, usually worth 2% to 5% on purchases at select retailers. The money accumulates in your account and you can cash it out, usually through a third-party app like Venmo or PayPal.

There are many cashback apps available for shoppers – and these apps are often free to users. To decide which one is right for you, you’ll want to look at the level of cashback offered, the merchants that participate, and how the program works (for example, do you have to upload the receipts yourself or does the app do it? automatically).

Here are some of the best cash back apps:

  1. CouponCabin
  2. Coupons.com
  3. RetailMeNot Dealfinder
  4. SlickDeals
  5. Rakuten
  6. Ibotta
  7. Fetch

CouponCabin

The CouponCabin app, website, and browser extension offers promo codes, coupons, and cashback to shoppers who use its coupons or Buy Now buttons to save at over 6,000 stores. The site pays daily, once the purchase can no longer be returned.
Average grade: 4.7 stars in the App Store; 4.6 stars on Google Play.
Best Feature: CouponCabin offers a wide range of payment options. You can get your money back via PayPal, Venmo, check, gift card, direct deposit, or Bitcoin.
Cost: Free.

Coupons.com

Coupons.com offers discounts on specific products, rather than stores. Once you create an account and activate the offers you like, you can receive cash back for purchases made at any store that provides an itemized receipt. The site pays via PayPal, usually within a week of your purchase.
Average grade: 4.7 stars in the App Store; 3.9 starts on Google Play.
Best Feature: If you connect your grocery store loyalty card to your Coupons.com app, you’ll automatically get the cash back without having to download the receipt.
Cost: Free.

RetailMeNot Dealfinder

Once you have activated the cashback feature on your RetailMeNot account, you can automatically earn cashback on purchases made through the app or website. The site pays via PayPal or Venmo up to 45 days after your purchase.
Average grade: 4.8 stars on the App Store; 4.6 stars on Google Play.
Best Feature: Dealfinder allows you to automatically stack Cash Back offers on other RetailMeNot discounts and promotions, increasing the amount you can save.
Cost: Free.

SlickDeals

Slickdeals is a community supported app and website where members check and vote on deals. “They just added cashback benefits, so not only can you leverage the community to find approved promotions and use the site to receive transaction alerts, but you can also earn cashback on some purchases as thousands of retailers,” says Trae Bodge, a smart shopping expert at TrueTrae.com.
Average grade: 4.8 stars on the App Store; 4.4 stars on Google Play.
Best Feature: The app lets you set alerts for specific products and will let you know if the price drops.
Cost: Free.

Rakuten

Rakuten members who purchase using the Cash Back Button website, app or browser extension receive their cash back quarterly via check or PayPal deposit. You can even earn money on flight, hotel or other travel bookings made through Rakuten.
Average grade: 4.8 stars on the App Store; 4.1 stars on Google Play.
Best Feature: Connect your credit card to your Rakuten account and opt for a reward offer. Then when you make the purchase using that card, you get the money back.
Cost: Free.

Ibotta

Ibotta members can earn cash back on in-store and online purchases at thousands of retailers. For in-store purchases, you’ll need to add offers to your list before shopping, then submit a receipt or connect your loyalty card to the account. You can withdraw your earnings via PayPal, bank transfer or gift card once your balance reaches $20.
Average grade: 4.8 on the App Store; 4.5 stars on Google Play.
Best Feature: Once you link your loyalty card, the app will automatically credit your account with eligible rewards from your list after you make a purchase.
Cost: Free.

Collect rewards

Fetch pays via point-based gift cards for all of your purchases. You can receive a base 25 points for each purchase you submit, but you will earn more points if you make purchases based on additional offers. You will receive $1 for every 1,000 points, redeemable via gift cards.
Average grade: 4.8 stars on the App Store; 4.6 stars on Google Play.
Best Feature: You can simply scan your receipts to get cashback, so you don’t need to register in advance.
Cost: Free.

About Mariel Baker

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